Got an email from my friend Dana last open enrollment asking “what’s the difference between HMO and PPO because my
Short-Term vs Long-Term Disability Insurance: What’s the Difference?
My coworker’s husband fell off a ladder cleaning gutters in 2019. Broke his back. Not paralyzed thank god but couldn’t
My friend Mike owns a small landscaping company. Three employees, a few trucks, typical small operation. Last summer one of his guys was trimming a tree and a branch fell on the client’s car. Windshield, hood, the whole front end. Probably $4,000 in damage.
Gap Insurance: Do You Actually Need It? (2025 Guide)
Gap insurance is one of those things the dealership pushes HARD when you’re buying a car, right between the extended
How to Lower Your Car Insurance: 15 Ways That Actually Work (2025)
So my insurance went up 23% this year—I mentioned this in another article but I’m still mad about it—and I
Speciality Insurance
Event Insurance: Protecting Your Party, Reunion, or Big Event (2025)
Coworker threw a big 50th birthday party for his wife at a rented event space. 80 guests, open bar, dancing.
Pet Insurance: Is It Worth It for Your Dog or Cat? (2025)
My cat needed emergency surgery two years ago. Ate a piece of string that wrapped around her intestines. Vet bill
Travel Insurance: When It’s Worth It (And When It’s Not) (2025)
My coworker booked a $6,000 trip to Italy for her honeymoon. Two weeks before departure her fiancé got appendicitis and
Wedding Insurance: Is It Worth It? What It Actually Covers (2025)
Friend of mine had her wedding venue go bankrupt three weeks before her wedding. Just gone. Doors locked, phones disconnected,
Classic Car Insurance: Why Regular Auto Insurance Doesn’t Work (2025)
My uncle has a 1969 Camaro SS. Spent years restoring it. Worth probably $75,000 now. He had it insured on
Jewelry Insurance: Do You Need Separate Coverage? (2025)
My coworker lost her engagement ring at the gym last year. Took it off to lift weights, put it in
Business Insurance
Professional Liability Insurance (E&O) Explained: Do You Need It? (2025)
A consultant I know got sued last year because a client claimed her advice cost them money. She’d done a
Workers’ Compensation Insurance Basics: What Small Businesses Need (2025)
I processed auto claims but workers’ comp was down the hall. Those adjusters had stories. Guy who fell off a
Business Owner’s Policy (BOP) Explained: The Bundle That Saves Money (2025)
When my friend opened her bakery she got quotes for general liability coverage insurance and commercial property insurance insurance separately.
Auto insurance
Gap Insurance: Do You Actually Need It? (2025 Guide)
Gap insurance is one of those things the dealership pushes HARD when you’re buying a car, right between the extended warranty and the paint protection package and the nitrogen-filled tires (which, by the way, are mostly a scam—regular air is already 78% nitrogen, but that’s a different rant).
Auto Insurance
How to Lower Your Car Insurance: 15 Ways That Actually Work (2025)
So my insurance went up 23% this year—I mentioned this in another article but I’m still mad about it—and I
What To Do After a Car Accident: A Checklist From Someone Who’s Been There (2025)
I’ve been rear-ended twice. 2019—some guy texting at a red light. 2021—different guy, no insurance, totaled my Camry. Both times
Full Coverage Auto Insurance: What It Actually Means (2025)
So “full coverage” isn’t actually a thing. It’s not an official insurance term. It’s not a product you can buy.
Life Insurance
Life Insurance for Young Families: What New Parents Need to Know (2025)
My friend had a baby last year and texted me “we should probably get life insurance right” about three months
Term Life vs Whole Life Insurance: Which One Do You Need? (2025)
Brother-in-law called last year because a life insurance salesman had been at his house for TWO HOURS. Charts. Projections. Whole
How Much Life Insurance Do You Actually Need? (2025 Calculator Guide)
When my husband and I first talked about life insurance he suggested “like, I don’t know, $100,000?” Based on absolutely
